当前，国家先后出台了一系列优惠政策，支持农村信用社的发展，农村信用社面临着前所未有的发展机遇。但由于诸多因素的制约，农村信用社在贯彻落实货币信贷政策上存在迟滞现象。用足用活货币信贷政策，加大改革的措施和力度已成为解决农村信用社经营困难和防范化解农村金融 At present, the state has successively promulgated a series of preferential policies to support the development of rural credit cooperatives. Rural credit cooperatives are facing unprecedented opportunities for development. However, due to many factors, RCCs lag behind in implementing the monetary credit policy. With sufficient living currency credit policy, increasing the reform measures and efforts has become a solution to the rural credit cooperatives operating difficulties and prevent the settlement of rural finance