当前经济领域中诈骗贷款和三角债现象比较突出,使用以下方法可以防患于未然: l.调查了解。全面了解对方生产经营、资金营运、信用履约、管理水平等情况,特别是对首次建立业务往来的企业,要通过银行信息网络机构进行调查。 2.钱货两清。交易双方尽量一手交钱,一手交货。或者通过具有法律效力的合同,明确规定对方付款时间。 The phenomenon of fraudulent loans and triangular debt in the current economic field is relatively prominent. Use the following methods to prevent problems: l. Investigate and understand. Full understanding of each other’s production and operation, capital operation, credit performance, management level, etc., especially for the first time to establish business contacts, through the bank’s information network agencies to investigate. 2 money goods two clear. Both sides of the transaction try to hand over the money and deliver it in one hand. Or through a legally binding contract, clearly specify the time of payment of the other party.