在住房价格畸高,住房保障力度不够的大背景下,中低收入者购房难的问题成为了社会议论的焦点问题。本文以济南为例,调查了其住房市场现状、供给以及保障制度,从保障性住房体系、购房金融支持措施等方面分析了中低收入者购房难的原因并得出了改进对策及建议。 In the context of abnormal housing prices, inadequate housing security efforts, the problem of housing difficulties for low-income earners has become the focus of social debate. Taking Jinan as an example, this paper investigates the status quo, supply and guarantee system of its housing market. It analyzes the reason why low and middle income people buy houses from the aspects of affordable housing system and purchase financial support measures, and gives some countermeasures and suggestions.