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杭州市科技型小微企业数量众多,在增加当地就业、推动科技创新、促进杭州经济发展等方面都发挥着重要的作用。但是目前科技型小微企业在发展中还面临着诸多困难,其中最突出的融资问题已严重制约了科技型小微企业的健康发展,研究杭州市科技型小微企业的金融支持具有重要意义。本文在界定杭州市科技型小微企业概念的基础上,探讨目前杭州市科技型小微企业金融支持困境,在互联网金融背景下构建杭州市科技型小微企业金融支持体系,从而实现本市科技型小微企业的可持续发展。
The large number of science and technology small and micro enterprises in Hangzhou plays an important role in increasing local employment, promoting technological innovation and promoting the economic development of Hangzhou. However, there are still many difficulties in the development of science and technology small and micro enterprises. The most outstanding financing problem has seriously restricted the healthy development of science and technology small and micro enterprises. It is of great significance to study the financial support of science and technology small and micro enterprises in Hangzhou. On the basis of defining the concept of science and technology small and micro enterprises in Hangzhou, this paper discusses the current difficulties of financial support for science and technology small and micro enterprises in Hangzhou and constructs the financial support system of small and micro S & T enterprises in Hangzhou in the background of Internet finance, Small and micro enterprises sustainable development.