如今中小企业在经济生活中发挥的重要作用,中小企业的发展就显得尤为重要,而目前中小企业面临的最重要的困难便是信用融资问题。本文以中小企业为对象,简单分析中小企业融资信用风险,期望为我国的中小企业解决融资困境、打通融资渠道提供借鉴和参考。 Now that SMEs play an important role in economic life, the development of SMEs is particularly important. At present, the most important difficulty facing SMEs is the issue of credit financing. In this paper, SMEs as the object, a simple analysis of SME financing credit risk, expectations for SMEs in China to solve the financing difficulties, open up financing channels to provide reference and reference.