论文部分内容阅读
本文从债券保险自身存在的缺陷角度出发,分析中国信用增进行业发展所面临的挑战,分别是危机悖论、产品线单一、业务的从属性强以及多层次资本市场体系的建设。信用增进公司应提高对投资业务重要性的认识,积极创新风险管理理念,同时要建立资本补充的常态化机制,多元化资本金的补充机制。
This article analyzes the challenges facing the development of credit enhancement industry in China from the defects of bond insurance itself, including crisis paradox, single product line, strong business affiliations and the construction of multi-level capital market system. Credit enhancement companies should raise their awareness of the importance of investment business and actively innovate the concept of risk management. At the same time, they should establish a normalized mechanism for capital replenishment and a supplementary mechanism for diversified capital funds.