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人工智能(AI)、区块链(Blockchain)、云计算(Cloud computing)、大数据(Big Data)并称为新时代四大核心金融科技,在过去的十多年中,在互联网和移动支付、网络信贷、智能理财等领域,金融科技极大地改变了金融市场的组织秩序、产品开发模式以及与用户的交互方式,并最终通过丰富金融消费场景、提高融资信贷效率等,整体带动了我国社会经济的发展,并创造了一大批中小科技创新企业的发展机会。区块链技术作为其中发展时间最短的新兴技术,直至2016年12月27日,《“十三五”国家信息化规划》将区块链技术研发和布局列入重大任务事项,区块链技术才正式被提升至国家战略层
AI, Blockchain, Cloud computing and Big Data are also referred to as the four core financial technologies of the new era. Over the past decade or so, the Internet and mobile payment , Internet credit, intelligent financial management and other fields. Financial science and technology have greatly changed the organizational order, product development mode and interaction with users in financial markets. In the end, through financial enrichment scenarios and raising the efficiency of financing and credit, Economic development, and create a large number of small and medium technological innovation enterprises development opportunities. As the emerging technology with the shortest development time, blockchain technology will reach the major tasks until the 27th of December, 2016, with the “13th Five-Year Plan” of National Informatization Planning, and the blockchain technology research and development and layout. Chain technology was officially upgraded to the national strategic level