发展我国房地产金融市场的思考林水金一、我国房地产金融市场存在的问题１．房地产的商品化程度还很低。目前，城市新供应的土地中，大约只有１０％是采用有偿出让方式，其余９０％仍然采取行政划拨。城市住宅商品化尚未实现，商品住宅所占比重很低。在城市的住房建设中，... Reflections on the Development of China’s Real Estate Financial Market Lin Shui-Jin First, China’s real estate financial market problems 1. The commercialization of real estate is still low. At present, only about 10% of the newly supplied land in the city is paid for and the remaining 90% are still subject to administrative allocation. Urban residential commercialization has not yet been achieved, the proportion of commercial housing is very low. In the city’s housing construction, ...