编前话:这一期本刊同时刊登《农村信用社农户小额信用贷款管理暂行办法》和《农村信用合作社农户联保贷款管理指导意见》,主要是为了使农民懂得如何向当地农村信用社贷款,以最快捷的方式和最简便的手续,让贷款在农民生产中发挥最大的作用。这两种贷款方式是相辅相成的。前者贷 Editor’s Note: This issue also published “Interim Measures for the Management of Rural Credit Cooperatives for small loans” and “rural credit cooperatives peasant households guaranteed loans management guidance”, mainly to enable farmers to know how to the local rural credit cooperatives Loans, in the quickest way and the simplest procedures, allow loans to play the largest part in the production of peasants. These two types of loans are mutually reinforcing. The former loan