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某人寿保险公司代办员陈某,在1997年到1998年6月间,利用代办保险工作之便,将投保户的部分保险费和已到期的部分保险费,以续保的名义套出,用于尝还家庭债务和其子买车从事客运及后来的车祸赔偿。一年半时间,陈先后用去几十户投保户的保险费12万余元。因投保户所投保险均是1年到期还本,所以个别投保户的保险到期后,陈某折东墙补西墙,将所收取的保险费用于返还到期投保户的保险费2万元。直到1998看6月,已到期的投保户到保险公司领取保险费,保险公司方才发现陈某未将钱投保,而另作它用。案发后,陈某被迫交出所开出的收据。
A certain life insurance company agent Chen, from 1997 to June 1998, the use of insurance agents will be part of the insured part of the insurance premiums have been expired and part of the premium to renew the name set out, Used to taste the family debt and its son to buy a car for passenger transport and subsequent car accident compensation. A year and a half, Chen has to go to dozens of households to insure the insurance premium of 12 million yuan. Because the insured households are covered by the insurance policy is due to repay the principal, so individual insured after the expiration of the insurance, Chen wall off the wall to make up the Western Wall, will be charged for the insurance premiums returned to the insured due 2 Million. Until 1998 to see June, has expired policyholders to the insurance company to receive premiums, the insurance company had just found Chen did not insure the money, while the other for its use. After the incident, Chen was forced to surrender the receipt issued.