清欠债务八法

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一、连环清债法。三角债常连锁几家,因此可分析几家债权债务的来龙去脉,找出解开债链的薄弱环节,从而串联几家协商,用转帐的办法解开债链。如甲欠乙,乙欠丙,丙又欠甲,三家可以一起协商解决办法,清欠可以了给的债务。二、感情投资法。采取大吵大闹,磨菇战术催款可能一时奏效,但伤害了双方感情,影响了今后的合作。感情投资法是力所能及地帮助债务方排忧解难,如推销产品,联系贷款,作好售后服务等。这样以情感人,即使在债务沉重的情况下,也会优先为你付款。三、以物顶债法。如果债务方确实无资金偿还债务,而对方又愿意拿自己的产品抵债,债权方有销售这些产品的渠道,或可提供本企业使用,采取以物抵债的办法清欠债务也是好办法。四、责任奖惩法。产品销售应制订承包办法,办法中可将资金回笼作为一项主要考核指标。催收货款应责任到人,自己形成的欠帐自己回收,切不可将催款任务交财务部门。回收货款应实施奖惩,多收多奖,少收少奖,收不回处罚。奖罚标准可分为老帐与新帐,老帐提奖金标准高一些,新帐适当低一些。回笼欠款也一定要规定期限,凡在限期内全部回笼的,应给予奖励。欠款超过一定期限不能收回的,应按银行利息处罚责任人。若由企业另 First, the law of serial clearing the debt. Triangular bonds are often linked, so it is possible to analyze the ins and outs of several creditor’s rights and debts and find out the weak links for unbundling the debts, so as to negotiate in series and use debt transfer methods to solve the debts. If A owes B, B owes C, and C leans to A, the three companies can negotiate a solution together and clear the debt they can afford. Second, emotional investment law. Take a big quarrel, mushroom tactical dunning may work for a time, but hurt the feelings of both sides, affecting future cooperation. The Emotional Investment Law is to help the debtor solve problems, such as promoting products, contacting loans, and providing after-sales services. In this way, people with emotions will give priority to paying for you, even when the debt is heavy. Third, to the roof debt law. If the debtor does not have the funds to repay the debt, and the other party is willing to take its own product to offset the debt, the creditor has the channels to sell these products, or may provide the use of the enterprise, and adopting a debt repayment method is also a good way. Fourth, the responsibility award penalties. Product sales should be formulated contracting methods, which can be used as a major assessment indicator. The collection of the payment shall be the responsibility of the person, and the self-determination of his own account shall be collected, and the collection task must not be turned over to the financial department. Recycling payments should be rewarded and punished, with multiple awards received, fewer awards, and no refunds. The reward and penalty standards can be divided into old accounts and new accounts. The old accounts raise bonus standards, and new accounts are appropriately lower. The withdrawal of arrears must also set a time limit, and all those who have returned within the time limit should be rewarded. If the debt owed for more than a certain period of time cannot be recovered, it shall be punished according to the interest of the bank. If another company
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