自我国恢复保险业务以来,机动车辆保险始终发挥着重要的骨干作用。但是随着商品经济的迅猛发展,公路运输从业人员增多以及机动车作为国家开放商品进入市场自行交易以后,机动车险的经济效益呈明显下降趋势,成为各级公司管理中的老大难险种。综合分析,制约机动车险经济效益提高的因素很多。因此,笔者就机动车重置价值(以下简称重置价)这一因素谈一点粗浅看法。 Since the restoration of insurance business in our country, motor vehicle insurance has always played an important and pivotal role. However, with the rapid development of the commodity economy, the increasing number of road transport workers and the marketability of motor vehicles as the country’s open products have led to a clear downward trend in the economic benefits of motor vehicle insurance, making them the most veteran of all levels of corporate management. Comprehensive analysis, restricting the improvement of motor vehicle economic benefits of many factors. Therefore, the author on the motor replacement value (hereinafter referred to as replacement price) of this factor to talk about a little superficial view.