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中国近代邮政储蓄始创于1919年,业务种类由储蓄、汇兑,扩展到投资、放款、贴现、保险等业务,邮政储蓄经历了从单一储蓄业务到银行制度的演变,并在南京国民政府主导的强制性金融变迁下导致了自身制度的变革与异化,引发了深层次的危机。透过邮政储蓄制度的变迁,可以看到南京国民政府时期金融制度与格局的演变。而对这段历史的回顾与研究也将为当前邮政体制改革和邮政储蓄银行的发展提供一定借鉴。
China’s postal savings in the modern era was founded in 1919. Its business ranged from savings and remittances to investment, lending, discounting and insurance businesses. The postal savings experience has evolved from a single savings business to the banking system and has been led by the Nanjing National Government Mandatory financial changes led to the reform and alienation of its own system, triggering a deep crisis. Through the change of the postal savings system, we can see the evolution of the financial system and pattern during the Nanjing National Government. The review and study of this period of history will also provide some reference for the current postal system reform and the development of Postal Savings Bank.