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产品定义个人婚嫁贷款是指我行向借款人发放的用于婚嫁过程所需费用的人民币贷款.贷款对象具有完全民事行为能力的中华人民共和国公民,年龄在20周岁到60周岁之间。贷款用途用于借款人办理婚礼过程中各项费用支出,具体包括:房屋装修、婚纱摄影、婚钻婚饰、婚庆喜宴、婚庆礼仪、购买家具生活用品、蜜月旅行等.借款条件1.具有合法的身份证明、持有本地户口或有效居留身份证件,在本地有固定、详细的住址和联系方式;2.有正当、稳定的收入来源,品行端正,有良好的还款意愿和较强的履约能力;3.结婚在一年以内并能够提供结婚证或其他证明婚姻关系的证明材料;4.具备真实、明确的婚嫁支出用途;5.在我行开立具有活期结算功能的银行卡;6.我行规定的其他贷款条件。贷款期限贷款期限最长为10年。贷款金额贷款金额起点为5000元,最高金额为50万元。
Product Definition Personal Marriage Loan refers to the RMB loan that the Bank pays to the borrower for the expenses incurred in the process of marriage.The Loanholder is a citizen of the People’s Republic of China with complete civil capacity and is between 20 and 60 years of age. Loan Use For the borrower for the wedding process of the various expenses, including: decoration, wedding photography, wedding wedding decorations, wedding wedding, wedding etiquette, furniture, household items, honeymoon, etc. Borrowing conditions 1. With legal Of identity, hold a local account or a valid residence identification, a fixed local address and contact details; 2 have a legitimate and stable source of income, good character, good repayment will and strong performance Ability to marry within one year and be able to provide proof of marriage certificate or other proof of marriage; 4 have a true and clear wedding spending purposes; 5 open a bank card with a current settlement function; Other loan conditions stipulated by our bank. Loan Term The loan term is up to 10 years. Loan amount The loan amount starting point is 5000 yuan, the highest amount is 500,000 yuan.