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民营经济是推动地方经济发展的一支重要力量,而同时民营企业又处于“弱势群体”的地位,在民营企业从小到大的发展历程中,由于信贷政策中的歧视性限制,使金融支持民营经济发展力度不足。本文以榆林市府谷县为例,分析了民营企业的发展特征,以及银行信贷支持民营企业发展的难点和主要问题,并提出了加速发展民营企业的金融对策与思路。
Private economy is an important force in promoting the development of local economy. At the same time, private enterprises are in the position of “disadvantaged groups ”. In the course of small and medium-sized private-owned enterprises, due to the discriminatory restrictions in credit policies, Support the development of private economy is not enough. This paper takes Fugu County of Yulin as an example to analyze the development characteristics of private enterprises and the difficulties and main problems of bank credit in supporting the development of private enterprises. The paper also puts forward the financial measures and ideas to speed up the development of private enterprises.