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近几年来,随着市场经济的不断发展,信贷出现了不和谐音符,一方面叫喊资金吃紧,得不到贷款;另一方面,信贷人员目击社会信用观念的扭曲,害怕贷款。透视这种不和谐现象,企业生产经营状况不符合贷款条件是银行贷款的主要原因,但银行服务不适应当前改革和发展的新情况,制约了部分贷款的
In recent years, with the continuous development of the market economy, there have been discordant notes in credit. On the one hand, the funds are scrambled for lack of loans. On the other hand, credit officers witness distortions in social credit concepts and fear of loans. Perspective of such discord, the production and operation of enterprises do not meet the conditions of loans is the main reason for bank loans, but banking services do not meet the current reform and development of the new situation, restricting the part of the loan