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为了使基本建设贷款工作不断完善和发展,进一步搞好拨款改贷款的工作,我们认为需要解决以下问题. 一、建立基本建设贷款基金.实行拨改贷后,建设银行发放基本建设贷款的基金来源于国家预算拨款、地方自筹资金和银行存款,这三种资金都不是建设银行自有的贷款基金.目前,应由国家按照年度切块给建设银行的基本建设投资额度中,核拨给建设银行一定数额的贷款基金用于周转,建设银行可根据逐年积聚资金的情况,逐步归还财政. 二、基建贷款的还款来源,应体现国家与企业
In order to constantly improve and develop the basic construction loan and further improve the work of appropriating loans for loans reform, we think the following problems need to be solved: I. Establishing a Capital Construction Loan Fund After the implementation of the policy of appropriation and loan reform, the fund source of the capital construction loans granted by China Construction Bank In the state budget allocation, local self-financing and bank deposits, these three kinds of funds are not the construction bank’s own loan fund.Currently, the country should be cut according to the annual construction of China Construction Bank’s capital investment quota, A certain amount of loan funds of the bank are used for turnover, and the construction bank may gradually repay the fiscal funds according to the situation of accumulating funds year by year. 2. Sources of repayment of infrastructure loans should reflect that the state and the enterprises