在赣、鄂、湘合作金融管理会上,一位基层信用社主任的发言引起了全场雷鸣般的掌声,大家向他投去欣慰的目光,他就是全国农村信用社支农先进单位——随州市农村信用合作社的擎旗人——谭正鹏。破解农民贷款难随州市是一个农业大市,40万农户靠种地繁衍生息,传统的种植虽解决了温饱,但囊中羞涩。由于前些年信用社贷款“垒大户”形成大放大沉淀贷款收不回的负面影响,信用社干部职工惜贷、惧贷意识加重,致使信用社贷款业务日益萎缩,数亿元的资金“卖”不出去,亏损增大,风险加剧;农民因贷款难,始终摆脱不了贫困。因此“农民贷款难”和 At the Jiangxi, Hubei and Hunan Cooperation and Financial Management Conferences, the speech made by a director of grass-roots credit cooperatives aroused the thunderous applause of the audience. All of us cast his gratifying gaze on him. He was one of the advanced units supporting agriculture in rural credit cooperatives nationwide. Suizhou flag rural credit cooperatives - Tan Zhengpeng. Difficult to solve farmers loans Suizhou is an agricultural market, 400000 farmers rely on the multiplication and breeding, although the traditional cultivation of adequate food and clothing, but cash-strapped. Due to the adverse impact of the large-scale settlement lending recovery caused by the “big lending large loans” of credit cooperatives in previous years, the credit cooperatives ’cadres and workers’ mistrust of credit and fear of credit aggravating the credit business of credit cooperatives is shrinking. Hundreds of millions of yuan of funds are sold “Do not go out, loss increases, increasing risk; peasants because of the loan is difficult, always get rid of poverty. Therefore, ”peasant loans difficult" and