民间融资一方面可以促进社会经济的发展,另一方面容易危害社会利益。因此我们既要鼓励民间融资的发展,同时也应当进行法律规制。在当前形势下,刑法一方面应当适当放宽对民间融资的介入,更可能多的由其他法律进行监管;另一方面,应当明确、平衡、统一。 On the one hand, private financing can promote social and economic development, on the other hand, it is easily endangering social interests. Therefore, we must not only encourage the development of private financing, but also make laws and regulations. Under the current circumstances, on the one hand, the criminal law should appropriately relax the intervention in private financing and more likely to be supervised by other laws; on the other hand, it should be clear, balanced and unified.