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社会生活以经济为先,经济的核心内容又是金融,因而在信息技术高度发达的今天,网上银行的发展显得尤为重要。我国网上银行经过近几年来的迅猛发展,已初具规模——据中国金融认证中心不久前发布的《中国网上银行调查报告》显示,2006年国内网上银行使用人数与上一年度相比增长了近1.7倍,使用企业数增长了近3倍,全国网上银行客户已超过4000万户:另据来自艾瑞市场咨询的调查显示,2006年中国网上银行用户规模已达到7100万户,其中个人客户为7000万户。然而在网上银行快速发展的同时,用户存款被盗案件近年来也日益增多,仅2006年7
As social economy takes the lead in economy and the core of economy is finance, the development of online banking is particularly important today when information technology is highly developed. According to the “China Internet Banking Survey Report” recently released by China Financial Certification Authority, the number of online banking users in China increased in 2006 compared with the previous year Nearly 1.7 times the number of businesses using nearly three times the number of online banking customers nationwide has more than 40 million: According to iResearch from the market survey shows that in 2006 China’s online banking users has reached 71 million, of which individual customers For 70 million. However, with the rapid development of online banking, the number of cases of user deposits being stolen has also been increasing in recent years. In 2006, only 7