美国是现代产品责任法律制度的重要发源地，它不断开拓创新与激进的传统使得产品责任法始终充满了自身发展的活力，严格责任更是广泛而又深刻地影响了许多国家的立法和司法，特别是欧盟各国。然而，美国七八十年代发生的两次“产品责任保险危机”（以下简称“保险危机”）似乎 The United States is an important birthplace of the modern legal system of product liability. Its continuous pioneering and innovative tradition makes the law of product liability always full of the vitality of its own development. Strict liability is widely and profoundly affecting the legislation and judicature of many countries. Especially the EU countries. However, two “product liability insurance crises” (hereinafter referred to as “insurance crises”) in the United States in the 1970s and 1980s seem