案例简介2010年6月初,赵某在A行×支行办理住房按揭贷款时被告知,他在其他银行有6万元的住房贷款记录,虽然贷款已经还请,但其现在申请的住房将按照二套房新政执行1.1倍的基准利率,且首付不低于50%。赵某感到困惑,因为自己除了在B行×支行曾经办理过一笔6万元的消费贷款外,没有在任何金融机构办理过贷款。 Case Briefing In early June 2010, Zhao was told when he applied for housing mortgage loans in Bank A × branches that he had a mortgage loan record of 60,000 yuan at other banks. Although the loan has been made yet, the housing it now applies for will be classified according to two Suite New Deal implementation of 1.1 times the benchmark interest rate, and the down payment of not less than 50%. Zhao confused, because in addition to their own in the B line × branch had handled a consumer loan of 60,000 yuan, there is no loans handled in any financial institutions.