近来金融业的性质逐渐转向风险管理,金融业在接受正常水准风险的同时以此获取利益。因此风险管理的力度成了金融机关生存的必然条件。风险的意义是指结果超出了当初预想的可能性。未来结果比预测结果的好坏可能性都包括在内。另外,风险还意味着未期待的不确定性和可能性结果的发生,某些事件的结果有时还会通过脱离概率性期待值程度的标准偏差进行测定。 Recently, the nature of the financial industry has gradually shifted to risk management, and the financial industry has benefited from the normal level of risk. Therefore, the strength of risk management has become a necessary condition for the survival of financial institutions. The meaning of risk means that the result is beyond the possibility of what was originally expected. Future results are more likely than good or bad projections. In addition, risk also implies the occurrence of unanticipated uncertainties and likelihood outcomes, and the outcome of certain events is sometimes measured by standard deviations from the level of probability expectations.