当下,美国经济正缓慢复苏,但对小企业而言,仍需在夹缝中求生存。资金缺乏是小企业面临的主要问题,而导致其资金缺乏的主要因素包括社区银行的减少、资产负债表的缓慢恢复以及政府对社区银行更严格的监管。 At present, the U.S. economy is slowly recovering, but for small businesses, it still needs to survive in the cracks. Lack of funding is a major issue for small businesses, and the main drivers of the lack of funds include a decline in community banks, a slow recovery of balance sheets and a tighter government regulation of community banks.