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一、尽早投资,持之以恒如果财务目标是在60岁前积累300万元现金资产,假设年收益率是10%,我们从25岁开始平均每月只需要投入922元,但如果是从30岁开始,每月投入就要增加到1520元。这足以证明尽早投资并持之以恒的重要性。二、宁可小赚,不要大赔对于长期理财来说,持续稳定的收益大大优于大涨大跌的收益。今年以来,市场大跌导致90%以上的投资者出现亏损,这其中就包括不少在前两年牛市中赚到钱的投资者。“股
First, as early as possible investment, perseverance If the financial goal is to accumulate 3 million yuan in cash assets before the age of 60, assuming an annual rate of return of 10%, we only need to invest 922 yuan per month from the age of 25 on average, but if from the age of 30 , The monthly input will increase to 1520 yuan. This is enough to prove the importance of early investment and perseverance. Second, rather small profits, not big compensation For long-term financial management, the sustained and steady gains are much better than the plunged gains. This year, the market crash led to more than 90% of investors losing money, including many investors who made money in the bull market two years ago. ”share