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随着我国综合国力的提升,住房公积金制度已经成为我国住房保障体系中不可或缺的重要部分,不仅促进了我国的住房建设,还为我国住房金融的发展提供了很大动力。本文主要从住房公积金为广大职工提供了制度保障、促进了住房金融与建设发展、帮助实现廉住房制度的实施、带动了社会消费与产业发展等四个方面,探究其运行过程中的绩效,并提出了当前存在的一些问题。
With the improvement of China’s overall national strength, housing provident fund system has become an indispensable part of China’s housing security system. It not only promotes China’s housing construction, but also provides great impetus for the development of China’s housing finance. This paper mainly provides housing security system for the majority of staff and workers to promote the development of housing finance and construction, to help implement the system of housing cheap, led to social spending and industrial development in four areas, to explore the performance of its operation and Put forward some existing problems.