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作为农村金融主要力量之一的邮政储蓄,在农村曾经是“气度不凡”。但随着“只存不贷吃利差”状况的不断持续,邮政储蓄的尴尬也成为政府部门的一块心病。邮政储蓄的出路在哪里?面对农村信用社、农业银行等其他金融机构的竞争,邮政储蓄改革将如何进行?今后在农村金融体系中地位如何?记者通过采访相关专家和业内人士,分析了邮政储蓄的发展态势。
Postal savings, one of the major forces in rural finance, used to be “extraordinary” in rural areas. However, with the continued existence of the “non-interest-bearing loan-only deposit-taking” situation, the embarrassment of postal savings has become a heartbeat for government departments. Postal savings outlet where? Faced with the competition of rural credit cooperatives, Agricultural Bank of China and other financial institutions, postal savings reform will be how? The future status of the rural financial system? Reporters interviewed by relevant experts and industry insiders, analyzed the postal Savings development trend.