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作为我国西部地区唯一的直辖市,重庆市在西部大开发、城镇化建设等领域都对长期稳定的保险资金投入有着巨大需求。但是,目前保险资金在重庆乃至整个西部地区的运用却形成逆向“抽血”机制,严重制约保险资金服务西部地区建设。西部地区保险资金运用面临“抽血”困境据统计,截至2013年4月末,全国保险资金投资于基础设施等另类投资的资金余额为7852亿元,而重庆仅有125亿元,占比1.6%,低于同期重庆保费收入的全国占比(2.1%)。这表明,在参与投资地区建设方面,保险资金从西部抽血到东部,加剧了西部地区资金短缺。保险资金“抽血”困境的形成,主
As the only municipality directly under the Central Government in the western region of China, Chongqing Municipality has a huge demand for long-term and stable investment of insurance funds in the fields of western development, urbanization and other fields. However, at present, the use of insurance funds in Chongqing and the entire western region has formed a reverse “blood drawing” mechanism, seriously restricting the construction of the western region by insurance funds. According to statistics, as of the end of April 2013, the balance of funds invested by the national insurance funds in alternative investments such as infrastructure facilities was 785.2 billion yuan, while that of Chongqing was only 12.5 billion yuan, accounting for 1.6%, lower than the proportion of Chongqing’s premium income in the same period (2.1%). This shows that in participating in the construction of investment areas, insurance funds have drawn blood from the west to the east, exacerbating the shortage of funds in the western region. Insurance funds “blood ” the formation of the predicament, the Lord