本文通过对美国在经济波动时期基金市场表现研究,分析美国基金有效分散投资风险,需求依然旺盛的原因,从中得出对我国基金发展的若干启示。 Based on the research on the fund performance of the United States during the period of economic fluctuation, this paper analyzes the reasons why the U.S. funds effectively diversify the investment risk and the demand remains strong, and draws some enlightenments from the fund development in China.