随着福利分房逐渐进入尾声， 个人购房高潮即将来临，住 房消费日渐成为城乡居民新的投资热点。而本应助其一臂之力的金融服务却相对滞后。积极拓展个人住房信贷，助推住房消费热点的形成，已刻不容缓。 据廊坊市人民银行最近对１５８７位居民的调查，住房投资被列为今年家庭支 With the welfare housing distribution gradually come to an end, the personal purchase climax is approaching, housing consumption has become a new investment hot spot for urban and rural residents. The financial services that should have helped them have lagged behind. Actively expand personal housing credit, boosting the formation of housing consumption hot spots, it is imperative. According to a recent survey of 1,587 residents by the People’s Bank of Langfang City, housing investment was classified as a family branch of this year