信息披露政策的提出给我国市场经济健康持续发展提供了很大的帮助,是银行运行过程中实现“公平、公正、公开”原则的重要保证。银行是我国金融业中重要机构之一,银行会计信息披露状况直接影响着金融行业的进步。为积极改善金融效率,减小市场风险,增加经济效益。本文分析了银行信息披露的意义,总结其在实施中存在的问题,重点提出了披露制度制定的原则,从多个方面提出优化披露制度的合理化建议。 The proposal of information disclosure policy has provided a great help to the healthy and sustainable development of China’s market economy and is an important guarantee for the realization of the principle of “fairness, fairness and openness” in the operation of banks. Banks are one of the most important financial institutions in China. The status of bank accounting information disclosure directly affects the progress of the financial industry. In order to actively improve financial efficiency, reduce market risks and increase economic benefits. This paper analyzes the significance of bank information disclosure, summarizes the problems in its implementation, and puts forward the principle of making disclosure system, and puts forward some reasonable suggestions on how to optimize the disclosure system from many aspects.