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近年来,南昌市西湖区人民法院受理的金融借款合同纠纷案件呈逐年上升趋势,就2014年、2015年上半年此类案件分别上升了12%、16%。在审判实践中,为有效地维护国家利益,保证银行信贷工作的正常开展,现就此类案件的特点、纠纷产生的原因及处理对策等问题进行探讨。金融借款案件出现井喷现象,原因有几点:宏观经济持续下行与产业结构调整、经济增速放缓带来的影响。近年来,在经济下行、货币调整、总需求多方的影
In recent years, the cases of financial loan disputes accepted by the People’s Court in Xihu District of Nanchang City have been on the rise year by year. In 2014 and the first half of 2015, such cases increased by 12% and 16% respectively. In trial practice, in order to effectively safeguard the national interest and ensure the normal operation of bank credit, the characteristics of such cases, the causes of the disputes and the countermeasures are discussed. There are several reasons for the blowout phenomenon in the financial loan cases: macroeconomic downturn and adjustment of industrial structure and the impact of slowing economic growth. In recent years, the economic downturn, monetary adjustments, the total demand for multi-shadow