丽水作为中国农村金融改革的前沿阵地,在广大农村地区率先践行村级互助担保贷款模式,银行、借款人通过村级互助担保组织实现串联,盘活了农村地区贷款,提升了惠农质效。截至2016年11月末,丽水市9个县(市、区)已实现村级互助担保全覆盖,共组建村级互助担保组织172家,筹集担保基金9982万元,贷款余 Lishui, as the forefront of China’s rural financial reform, took the lead in practicing the village-level mutual guarantee loan model in the vast rural areas. Banks and borrowers implemented a series of village-level mutual aid and guarantee organizations to revitalize loans in rural areas and enhance the quality of benefiting farmers. As of the end of November 2016, 9 villages (cities and districts) in Lishui City have all covered village-level mutual aid and guarantee, and 172 village-level mutual guarantee organizations have been set up to raise 99.82 million yuan of guarantee funds,