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近几年,P2P网贷行业发展迅猛。与此同时,跑路、倒闭、集资诈骗等负面消息不断传出,严重影响了投资者的信心。近几年,国内的P2P网络借贷行业发展迅猛,平台数量和交易规模均屡创新高。但由于准入门槛较低以及缺少完善有效的监管,P2P行业在呈爆发式发展的同时,也不时传出一些负面消息,比如跑路、倒闭、集资诈骗等。最近一年就爆出多家P2P平台出现问题,比如e租宝、鑫琦资产、泛亚金属交易所、鑫利源等,这让投资者的信心也在一定程度上受到了影响。
In recent years, P2P net loan industry has developed rapidly. In the meantime, negative news such as running roads, bankruptcies and fund-raising fraud continued to spread, seriously affecting investor confidence. In recent years, the P2P lending industry in China has witnessed rapid development with both the number of platforms and the size of transactions all reaching record highs. However, due to the low barriers to entry and the lack of sound and effective regulation, the P2P industry has some negative news from time to time, such as running roads, bankruptcies and fund-raising fraud. In recent years, many P2P platforms broke out problems, such as e Rent Po, Xin Qi assets, Pan Asia Metal Exchange, Xin Li source, which makes investors’ confidence is also affected to some extent.