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本文通过对邢台县浆水镇金融状况的分析,认为农村金融对农村经济的发展有着重要的促进和制约作用。浆水镇信用社在利用浮动利率,充分发挥利率的经济杠杆作用以及开拓资金来源等方面都取得了较好的社会效益。并认为,浆水镇信用社今后在资金运用上应注意倾斜政策的实施,提高信贷效应,更好地发挥农村信用社的作用,促进浆水农村经济的发展。
Based on the analysis of the financial status of Jiangshui Town in Xingtai County, this paper argues that rural finance plays an important role in promoting and restricting the development of rural economy. Jiangshui Town Credit Cooperative has achieved good social benefits in utilizing floating interest rates, giving full play to the economic leverage of interest rates and opening up sources of funds. It is also believed that in the future, Jiangshui Town Credit Cooperative should pay attention to the implementation of the tilt policy in capital utilization, improve the credit effect, give better play to the role of rural credit cooperatives, and promote the development of rural water-saving economy.