困惑一:理财=投资收益?实际上,“投资”和“理财”并不是一回事,不能绝对等同。理财关注的是人生规划,不仅要考虑财富的积累,还要考虑财富的保障;而投资关注的则是如何使钱生钱的问题,所以理财的内容比投资要宽泛得多。因此,我们不能简单地将炒股等投资行为等同于理财,而应将理 Puzzle one: Money = investment income? In fact, “investment” and “financial management” is not the same thing, can not be absolutely equal. Financial concern is life planning, not only to consider the accumulation of wealth, but also to consider the protection of wealth; and investment is concerned about how to make money money, so the content of wealth management is much broader than the investment. Therefore, we can not simply equate the investment behavior of stocks and stocks with financial management, but should manage