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经济和科技的发展,使得人们的生活方式和工作方式都发生了巨大的变化,特别是随着信息时代的来临,网络技术已经成为了日常工作中不可缺少的工具。网络的发展对经济以及文化的发展都具有非常重要的影响,特别是网上银行的出现和普及,带动了金融行业的发展,并在短时间内占据了金融领域的大部分市场,为金融行业的发展创造了新的发展途径。但是网上银行的应用和发展中也暴露出严重的风险问题。本文主要对网上银行金融风险以及控制措施进行具体的分析。
With the development of economy and science and technology, great changes have taken place in people’s way of life and working methods. Especially with the advent of the information age, network technology has become an indispensable tool in their daily work. The development of the Internet has a very important impact on the economic and cultural development. In particular, the emergence and popularization of online banking has led to the development of the financial industry and has taken up most of the financial markets in a short period of time. Development has created new ways of development. However, the application and development of online banking also expose serious risk issues. This text mainly carries on the concrete analysis to the online bank financial risk and the control measure.