目前农行全面风险管理正在朝着良性运行轨道迈进,但也存在着观念上的偏差、组织体系上的不完善、传导机制不畅、专业人才匮乏、合规文化意识不强等问题,必须从培育风险管理文化与理念,提升符合农行特色的风险管理理念、完善风险管理体系、做实风险管理防控、构建风险管理文化等方面入手,实施好全面风险管理。 At present, the comprehensive risk management of ABC is moving towards a virtuous orbit, but there are also some deviations in concept, imperfect organizational system, poor transmission mechanism, lack of professionals and weak awareness of compliance culture. Risk management culture and philosophy, enhance the concept of risk management in line with the characteristics of Agricultural Bank of China, improve the risk management system, implement prevention and control of risk management and build a risk management culture, and implement comprehensive risk management.