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加快医疗保险制度改革,保障职工基本医疗,是建立社会主义市场经济体制的客观要求和重要保障。在认真总结近年来各地医疗保险制度改革试点经验的基础上,国务院决定,在全国范围内进行城镇职工医疗保险制度改革。 一、改革的任务和原则 医疗保险制度改革的主要任务是建立城镇职工基本医疗保险制度,即适应社会主义市场经济体制,根据财政、企业和个人的承受能力,建立保障职工基本医疗需求的社会医疗保险制度。 建立城镇职工基本医疗保险制度的原则是:基本医疗保险的水平要与社会主义初级阶段生产力发展水平相适应;城镇所有用人单位及其职工都要参加基本医疗保险,实行属地管理;基本医疗保险费由用人单位和职工双方共同负担:基本医疗保险基金实行社会统筹和个人帐户相结合。
Speeding up the reform of the medical insurance system and safeguarding basic medical care for staff and workers are objective requirements and important guarantees for the establishment of a socialist market economic system. On the basis of earnestly summarizing the pilot experience in reforming the medical insurance system in various places in recent years, the State Council decided to reform the medical insurance system for urban workers in the whole country. I. The Tasks and Principles of Reform The main task of the reform of the medical insurance system is to establish the basic medical insurance system for urban workers, that is, to adapt to the socialist market economic system and to establish a social medical system that ensures the basic medical needs of workers according to the financial, enterprise and individual affordability Insurance system. The principle of establishing a basic medical insurance system for urban workers is that the level of basic medical insurance should be adapted to the level of development of productive forces in the primary stage of socialism. All employers and workers in cities and towns need to participate in basic medical insurance and manage their territories. Basic medical insurance premiums Both employers and employees jointly share the burden: the basic medical insurance fund shall be integrated with the society and integrated with individual accounts.