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——道路交通与保险的关系怎样?为什么要为机动车辆保险? 建国以来,我国的道路交通发展很快,道路总里程达100多万公里,各类机动车辆近1000万辆,自行车达2亿多辆。道路交通发展,无疑对国家经济建设和人民群众物质和文化生活水平的改善起着直接的促进作用。但是,道路交通状况以及管理不适应,事故频繁发生。据统计,近年来全国每年有5万人以上死于各种车祸,造成的经济损失都在数亿元以上。我省的情况也一样,仅在1987年一年里,就发生道路交通事故7750次,死亡1385人,伤6002人,直接经济损失达771.16万元,间接经济损失也近亿元。这不仅不同程度地破坏正常的社会生活秩序,甚至形成一些棘手的社会问题。对此,国家已经和正在从各方面采取措施改变不适应的状况。
-What is the relationship between road traffic and insurance? Why insurance for motor vehicles? Since the founding of the People’s Republic of China, China’s road traffic has developed rapidly with a total mileage of over 1 million kilometers, nearly 10 million vehicles of all types and over 200 million bicycles More vehicles. The development of road traffic undoubtedly plays a direct role in promoting the improvement of the country’s economic construction and the material and cultural living standards of the people. However, road traffic conditions and management do not meet, accidents occur frequently. According to statistics, in recent years, more than 50,000 people have died of various car accidents each year in the country, causing economic losses of more than several hundred million yuan. The situation in our province is also the same. In 1987 alone, 7750 road traffic accidents occurred, killing 1385 people and injuring 6002 people. The direct economic loss was 7,771,600 yuan and the indirect economic loss was also nearly 100 million yuan. This not only undermines the normal order of social life to varying degrees, but even forms some thorny social problems. In response, the state has been and is taking measures from all quarters to change the situation of non-compliance.