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现阶段,我国经济建设体制正处于转型的重要节点,金融行业的建设也面临严峻的挑战,银行作为金融行业的代表,在经济转型中直接影响社会经济建设。本文将对银行个人信贷业务发展进行研究分析,讨论银行个人信贷业务发展中存在的问题,进而提出银行个人信贷业务的发展途径。
At this stage, China’s economic construction system is at an important juncture in its transformation. The construction of the financial industry is also facing severe challenges. As a representative of the financial industry, banks directly affect the social and economic development during the economic restructuring. This article will conduct research on the development of bank’s personal credit business to discuss the problems in the development of bank’s personal credit business, and then put forward the ways of bank’s personal credit business development.