保险果树因遭受保险责任范围内的自然灾害致使果树减收部分,保险人在保额范围内负责给予经济补偿,但受灾后的果树收获量并未下降到保险金额以下,保险人则不负赔偿责任。 保险果树一次或几次部分遭受保险责任范围内的灾害损失后,保险人将每次的灾情查堪结果及应赔付金额作好记录,在 Insurance Fruit trees due to natural disasters within the scope of insurance coverage caused by the reduction of fruit trees, the insurer is responsible for providing financial compensation within the coverage, but after the disaster fruit harvest did not fall below the amount of insurance, the insurer is not compensable responsibility. After one or more portions of the insurance fruit tree suffer a loss of disaster within the scope of the insurance coverage, the insurer makes a record of the results of each disaster investigation and the amount payable,