【摘 要】
:
自2008年中国保险业试点小额保险业务以来,小额保险在中国已经走过来三个年头。在这三年多的发展过程中,小额保险的经营水平逐渐提高,惠及范围不断扩大。但小额保险的实践过
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自2008年中国保险业试点小额保险业务以来,小额保险在中国已经走过来三个年头。在这三年多的发展过程中,小额保险的经营水平逐渐提高,惠及范围不断扩大。但小额保险的实践过程也暴露了一些问题,本文概要论述了我国农村小额人身保险发展过程中存在的问题,并对中邮人寿保险股份有限公司发展小额保险业务所具有的优势进行了分析。
Since 2008, China’s insurance industry piloted the small-sum insurance business, microfinance has come in China for three years. In the course of more than three years of development, the management level of micro-insurance has gradually increased, and its scope of benefits has been constantly expanded. However, the practice of micro-insurance exposes some problems. This article briefly discusses the problems existing in the development of micro-insurance in rural areas in China. It also analyzes the advantages of the development of micro-insurance in China Life Insurance Co., analysis.
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