我国的市场经济起步于上个世纪90年代初,在改革的过程中,还有许多不完善的地方,比如法制上的缺陷,就金融生态环境而言,目前我国法制上的缺陷主要表现在以下几个方面。我国社会还没有真正实现从“人治”、“权治”到“法治”的转变。改革开放以来,虽然我国的民主法制建设取得了显著的成就,法制在社会和经济生活中也日益显现出它的重要性。但从社会实践来看, China’s market economy started in the early 90s of last century. In the process of reform, there are still many imperfections, such as the flaws in the legal system. As far as the financial ecological environment is concerned, the current legal defects in our country are mainly manifested in the following several aspects. Our country’s society has not really realized the transformation from “rule of man” and “power ruled by law” to “rule of law.” Since the reform and opening up, although remarkable achievements have been made in the building of democracy and legal system in our country, the legal system increasingly shows its importance in social and economic life. However, from a social practice point of view,