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近年来,依托互联网信息的创新与发展,P2P网贷行业迅猛发展,但是老板跑路、平台倒闭等情况时有发生,整个行业乱象丛生,基于P2P网贷的发展现状,杭州居民关于P2P平台交易机制的看法,运用多元logistic回归模型等分析方法,探究不同群体对P2P平台交易机制的相关看法,了解不同人群对P2P网贷的使用情况,对P2P平台发展预期进行深层次的探索分析,研究有助于网贷这一新兴行业在交易机制方面向规范化、透明化的方向进一步发展。
In recent years, relying on the innovation and development of Internet information, the development of P2P net loan industry has been booming. However, such problems as boss running and platform collapse have occurred from time to time, and the industry as a whole has been in chaos. Based on the development status of P2P net loans, Transaction mechanism, the use of multiple logistic regression model and other analytical methods to explore different groups on the P2P platform trading mechanism related to understand the different groups of people using P2P lending, P2P platform for the development of deep-seated exploration and analysis, research It will help the emerging industry of net loans to further develop its trading mechanism in a more standardized and transparent manner.