论文部分内容阅读
农村金融改革的目标是建立竞争性的农村金融市场体系,并在风险可控的条件下实现其健康可持续发展。本文以市场经济条件下农村金融市场改革目标为导向,以金融发展、市场竞争及金融风险理论为基础,深入研究浙江农村金融市场竞争及风险状况。研究表明,浙江农村金融市场属于寡占型垄断型市场,总体风险减弱但局部值得关注,基于此提出构建竞争适度、风险可控的农村金融市场体系的建议。
The goal of rural financial reform is to establish a competitive rural financial market system and achieve its healthy and sustainable development under conditions of risk control. Based on the goal of rural financial market reform in the market economy and based on the theory of financial development, market competition and financial risk, this paper deeply studies the competition and risk status of Zhejiang rural financial market. The research shows that the rural financial market in Zhejiang belongs to the oligopoly type monopoly market, and the overall risk is weakened but is worth paying attention to locally. Based on this, suggestions are put forward to build a rural financial market system with moderate competition and risk control.