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养老金缺口是否真的如很多媒体传播的那样大?我们是着眼于分掉国企、螺蛳壳里做道场,还是应该积极探索改革和完善养老金制度?背景2012年夏季,对养老金的担忧开始压倒一切。最近,一份由德意志银行大中华区首席经济学家马骏、中银国际控股有限公司首席经济学家曹远征等牵头撰写的研究报告《化解国家资产负债中长期风险》预测,到2013年,中国养老金的缺口将达到18.3万亿元。关于养老金改革,该报告在模拟计算的基础上,提出提高退休年龄7岁和将80%的划拨国有股份给社保体系的建议。前一个建议广大民众肯定不同意,后一个建议却获得了大部分公众的赞同。在“每个人都为养老保
Should the pension gap really be as big as the media? Are we looking at dividing SOEs and snail shells, or should we actively explore ways to reform and improve our pension system? Background Concern for pension starts in the summer of 2012 Overwhelming. Recently, a study led by Chief Economist Greater China Deutsche Bank Deutsche Bank in Greater China and Cao Yuanzheng, chief economist at Bank of China International Holdings Limited, ”Predict the Medium and Long-term Risks of National Assets and Liabilities“ predicted that in 2013, China The pension gap will reach 18.3 trillion yuan. With regard to the pension reform, on the basis of simulation calculations, the report proposes to raise the retirement age by 7 years and to allocate 80% of state-owned shares to the social security system. The previous proposal certainly does not agree with the general public. The latter proposal has won the approval of the majority of the public. At ”Everyone for the pension