在一些地方“首付贷”被换上“换房贷”“消费贷”“过桥贷”等形式依然横行楼市。在两会期间被监管部门痛批“首付贷”问题之后,一线城市开启了清理“首付贷”行动。4月18日,北京市网贷行业协会发布了《关于清理“首付贷”类业务的通知》(以下简称《通知》)指出,叫停“首付贷”业务。这是继上海、深圳和广州之后,又一个叫停该项业务的一线城市。北京市网贷行业协会在通知中指出,各机构自即日起全面清理、停止新增“首付贷”类业务,存量业务妥善消化和处置。在5个工作日内将“首 In some places ”down payment loan “ is replaced ”Housing loans “ ”consumer loans “ ”bridge loan “ and other forms of rampant property market. After being criticized by the regulators for the ”two down payments“ issue during the two sessions, the first-tier cities started to clean up their ”down payment loans.“ On April 18, Beijing Internet Credit Industry Association released the Notice on Liquidation of Down Payment Loans Business (hereinafter referred to as the ”Notice“) that the business of ”down payment loans“ was stopped. This is another first-tier city halting the business after Shanghai, Shenzhen and Guangzhou. Beijing Network Credit Industry Association pointed out in the circular that all agencies should fully liquidate and stop newly-added ”down payment loans“ businesses from day to day, so that the stock business is properly digested and disposed of. Within 5 working days will be ”first