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随着人们生活水平的不断提高,城乡居民的可支配收入呈逐年上涨的趋势,社会大众对投资多元化的需求促成了互联网金融爆炸性增长的局面。然而近年来P2P平台“跑路”新闻层出不穷,给广大投资者造成了巨大的损失。文章分析我国P2P网贷平台存在的法律风险,剖析其中原因,并提供风险控制上的相应对策。
With the continuous improvement of people’s living standards, the disposable income of urban and rural residents shows a trend of rising year by year. The demand for diversified investment by the general public has contributed to the explosive growth of Internet finance. However, in recent years, P2P platform “runway” news one after another, to the vast number of investors caused huge losses. This article analyzes the legal risks existing in China’s P2P network loan platform, analyzes the reasons therein and provides the corresponding countermeasures on risk control.