银行直接扣收保证人的存款是否构成侵权俞小明，余丽钦近年来，出现了一些因银行直接扣收保证人存款而发生的诉讼纠纷。这些保证人认为，银行从其存款中直接扣收贷款是一种侵权行为，银行对此要承担侵权的民事责任。但从判决的结果上看，有驳回保证人诉讼请求的，有判决银... Bank direct deduction guarantor’s deposits constitute infringement Yu Xiaoming, Yu Liqin In recent years, there have been some due to bank deposits directly guarantor litigation disputes. These guarantors believe that it is a violation of the banks to directly deduct loans from their deposits and banks should bear the civil liability for infringement. However, judging from the results of the judgments, there are rejected the guarantor’s claims, judgments ...